Financial infrastructure for the other 80%.
Payments, credit, banking infrastructure and cross-border money movement in markets where the incumbent rails still do not reach most people.
- 7
- portfolio companies
- 4
- markets
- 6
- focus areas
Why Fintech at 2080
Fintech is the largest single sector in our portfolio, and the pattern in it is not a coincidence. The companies we back move money across a border or open an account for someone a bank has ignored — remittance rails from the US into Latin America, brokerage access for African investors, digital channels for banks that could never build them, credit for shopkeepers with no filed history. That is where our footprint is an advantage rather than a line on a map: the regulator, the sponsor bank and the first corporate customer are usually in a country where we already run a program.
What we look at
How we work in fintech
- 01Idea
Sourcing where the rails are missing
We scout fintech founders through government and bank-run open calls rather than inbound alone, which is how teams in Karachi, Phnom Penh and Tbilisi reach us before they reach a Bay Area seed fund.
- 02Accelerate
Program built around the licence path
Fintech cohorts spend their weeks on the things that actually gate a launch — sponsor-bank conversations, licensing sequence, unit economics per corridor — not on generic pitch training.
- 03Capital
First cheque and the round after it
We invest through our own vehicles and open the syndicate to co-investors who have underwritten emerging-market fintech before and will not be surprised by its risk profile.
- 04Growth
Banks and telcos as the first customer
Our corporate and government partners include the institutions a fintech has to sell to. We run those introductions as structured pilots with a scope and an owner, not as a warm intro.
- 05Liquidity
Secondary and strategic exits
Fintech consolidates early. We keep a live map of regional acquirers and run secondary transactions so founders and early backers are not locked in for a decade.
Fintech in our portfolio
Real-time access to US and global capital markets for African investors and asset managers.
World-class digital channels for every financial institution.
Instant salary advances for employees across Latin America.
Instant peer-to-peer payments from the US to other countries.
Online tools for faster e-commerce checkout (formerly QisstPay).
Micro loans and instant credit for individuals.
Connecting migrant communities with trusted vendors in their native countries.
Programs
Applications openCambodia Startup Launchpad
Phnom Penh, Cambodia Oct 2026 12 weeksThis sector-agnostic program is committed to advancing world-class startups from Cambodia, with a strong focus on MVP validation, acquiring first customers, and preparing for regional expansion and fundraising readiness.
Apply now
CompletedMisk Launchpad
Riyadh, Saudi Arabia549 foundersRun with Misk in Saudi Arabia — our largest cohort to date, taking founders from idea to investment readiness across the Gulf.
View recap
CompletedCIS Founders AcceleratorA corporate-backed acceleration and scale-up program that took 125 founders across the CIS region from growth to global expansion.
View recapReading
Open innovation is transforming the financial industry as corporations and governments collaborate with fintech startups to drive new solutions. In this article, we explore three recent open innovatio
The fintech industry is evolving rapidly, driven by technological advancements, regulatory shifts, and changing consumer expectations. Open innovation has emerged as a strategic tool for fintech firms
Silicon Valley is not just a geographical location; it's a mindset that has become the global standard for fostering innovation. Beyond the harmony of startups and open innovation, the Valley's succes
Building in fintech?
Join a program or talk to our team about acceleration, capital and corporate access.